XSellence is our own web-based scoring and portfolio tool. We developed this automated B2B credit-decisioning system because it reduces the time you need to take credit decisions. This can be so because most decisions are clear-cut: a flat ‘no’ or ‘refer’ for high-risk applications; and a fast ‘yes’ for the safe ones.
XSellence instantly matches applications to our database (which is dynamically updated, 24 hours a day and seven days a week). Once matched, XSellence returns a credit decision based on your rules with supporting data and a recommended credit limit - all in seconds. Of course, you can still make the final decision manually, should you wish to.
'By implementing Graydon's XSellence solution we have been able to move a very tried and tested manual based approach to obtaining, assessing and processing our credit applications to that of a fully-automated function. In turn, we have been able to utilise the time efficiency savings more wisely by concentrating our efforts on minimising the risk within our portfolio, while maximising our customer's true potential.'
Nick Tiltman - Computer 2000 Distribution Ltd.